Privacy Policy

Last updated 20 August 2026

Nivesh Ledger is built around one simple rule: your financial data is yours, and it should never leave your device. This page explains exactly what that means in practice.

The short version

Every number you type into a calculator — income, loan amount, savings, anything — is processed entirely in your browser using JavaScript running on your own device. None of it is ever sent to a server, stored in a database, or seen by us. Refresh the page and it's gone, because it was never anywhere but your browser's memory to begin with.

What we don't collect

We don't ask you to create an account. We don't use forms that submit your financial details anywhere. We don't set cookies to track your calculator inputs. We don't sell, share, or monetise your data in any way — there simply isn't any of it on our end to sell.

Analytics

We use Plausible Analytics, a privacy-focused analytics tool, to understand aggregate traffic patterns — things like which pages are visited and roughly how many people visit each day. Plausible doesn't use cookies, doesn't collect or store any personal data or IP addresses, and doesn't track you across other websites. It's not possible to identify an individual visitor from this data. You can read Plausible's own data policy at plausible.io/data-policy.

Fonts

This site loads typefaces from Google Fonts. Loading any web font means your browser makes a request to Google's servers, which can see the IP address making that request, similar to loading an image from any external server. We don't control this data or receive any of it ourselves.

No advertising

This site doesn't display third-party ads, and there's no ad network here serving you tracking pixels or building an advertising profile from your visit.

Children's privacy

Since we don't collect personal information from anyone, we don't knowingly collect information from children either. The calculators are general-purpose tools suitable for anyone capable of understanding their own financial situation.

Changes to this policy

If this policy changes, the "last updated" date at the top of this page will change too. Since we don't collect contact information from visitors, we won't be able to notify you directly — checking back periodically is the only way to stay current.

Questions

If anything here is unclear, or you'd like to ask something not covered on this page, you're welcome to reach out through the contact details listed on the About page.